How we think

While shifting from a saving mindset to spending mindset sounds easy, it can be a tough transition. A clear, comprehensive plan for spending sustainably can help....

Longer life expectancies mean it’s increasingly common for four generations to be alive at the same time. The result? A new planning reality. Your family wealth may need to support multiple generations simultaneously....

One of the most important factors in a successful wealth transfer often receives less attention than it should: preparing the next generation to manage and protect what they’ll receive one day....

Preparing for retirement means thinking ahead to your finances, lifestyle, priorities, and the changes a new chapter can bring. ...

Employees join your organization at different stages of life, their priorities evolve over time, and the support they value today may look very different in the future. The most effective benefits programs recognize this....

When it comes time to sell the business, many owners have a number in mind. But without a clear valuation, that number is often just an assumption, which may lead to a difficult sales process or unexpected outcome....

While most executives spend considerable time planning for retirement, far fewer prepare for the possibility that their career could end sooner than expected. One of the most valuable planning exercises is asking, "What would happen if your career ch...

While many Canadians worry about running out of money in retirement, another risk often goes unnoticed: dying with too much of it. Learn why spending can be one of retirement's greatest challenges....

Losing a job or making a career change can feel overwhelming. There’s a lot to process - emotionally, financially, and practically. One of the biggest questions people face during this transition is what to do with the employee pension they’ve built....